If you’re buying your own health coverage in Indiana, your main options are an ACA Marketplace plan through HealthCare.gov, the Healthy Indiana Plan if your income qualifies, a health sharing ministry, Direct Primary Care, short-term insurance, or a fixed indemnity plan, and Indiana stands out in two ways: it expanded Medicaid in 2015 through a…
Starting with 2026 Marketplace coverage, anyone who receives more advance premium tax credit than they actually qualify for must repay the full excess amount when they file their taxes in 2027, because the federal repayment caps that previously limited how much lower- and middle-income enrollees had to pay back have been permanently eliminated. This is…
If you’re buying your own health coverage in Ohio, your main options are an ACA Marketplace plan through HealthCare.gov, Ohio Medicaid if your income qualifies, a health sharing ministry, Direct Primary Care, short-term insurance, or a fixed indemnity plan, and Ohio stands out in 2026 for two reasons that are rarely mentioned together: it experienced…
A MEC plan, short for Minimum Essential Coverage, is health coverage that satisfies the Affordable Care Act’s individual mandate definition, but the term is most often used to describe a specific category of low-cost, preventive-only “skinny” plans that are not comprehensive insurance and were designed primarily for employer use, not as a standalone option most…